The UI is far from being ‘eye-catchy’, but is very intuitive and makes the app easy to use.” 3. User Alexey says: “This is one of the best applications for personal finance management. This may be a deal breaker for users with more complex finances. The greatest drawback with the lite version of the HomeBudget software is that users are limited to 20 expense entries and 10 income entries. Classify expenses into fixed, variable and discretionary and compute your disposable income.Support for multiple currencies and automatic exchange rate conversion.Browse expense entries by month, category, date, etc.The most important is its family sync feature that allows a group of devices within the same household to exchange expense and income information within a single budget. Though this Mac app shares several features with the Debit & Credit app, like tracking expenses, income, bills due and account balances, there are a few stand-out features which differentiate it. HomeBudget Lite is the second financial management app I’m featuring here, and with good reason. User FriedZen says: 'I have been using this debit and credit app for macOS and iOS since Apand I haven’t look back.' 2. Generate reports that show you where and what you spend your money on.Import transactions from your financial institutions.What’s more, Debit & Credit has its own app for the iPhone and iPad that lets you add transactions on the go, knowing that the data will sync with your Mac app via iCloud. The first, Debit & Credit, is a simple, clean Mac app that allows you to record and view all your sources of income and expenses in one place. That’s why I’m starting off my list with not one but two apps dedicated to financial management. Good financial management starts by being aware of what you earn versus what you spend, but keeping financial records can be such a hassle. For others, using the free app may be a first step to purchasing a more feature-rich version. I’ve focused mainly on apps dealing with personal finance, but have also slipped in one or two apps that I think will help freelancers and small business owners as well.įor some people, the free version of the apps listed here will be perfectly enough for their purposes. So I’ve scoured the Mac App Store to find the ten best free apps available to help you start getting finance affairs under control.

When it comes to managing finances, many of us need all the help we can get.

Best budget program for mac